I just got my renewal notice and I'm honestly in shock. My monthly premium is going from $120 to almost $170. I haven’t had a single ticket, accident, or claim in over 5 years. I drive a 2018 Honda Civic and my commute hasn't changed at all. When I called them, the rep just said something vague about 'inflation and rising cost of repairs' in my area. Is anyone else seeing massive rate hikes like this lately? Should I start shopping around for quotes, or is every other company doing the exact same thing right now? I'd love any recommendations for cheaper auto insurance that isn't a total scam.