I just got my renewal notice and my monthly premium went from $120 to almost $165. I haven't changed anything, no accidents, no tickets, same car (2018 Civic), and I've been with them for 4 years. When I called, they just said it was due to 'inflation and the rising cost of repairs.' Is everyone seeing these crazy rate increases or is it time for me to shop around? Who are you guys using that is actually affordable right now?