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So I got rear-ended pretty hard a couple weeks ago and I'm still dealing with some pretty nasty whiplash. The other driver’s insurance actually called me yesterday and offered what seems like a decent amount, but I'm worried it won't cover my physical therapy if this drags on. My brother says I should call a personal injury attorney, but I'm scared they'll just take a huge cut of the money. Has anyone actually ended up with more in their pocket after hiring a lawyer, or should I just take the check they're offering now?

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