Hey everyone, I'm looking for some honest advice. I got rear-ended about two weeks ago and the other guy's insurance just called me with a settlement offer. It covers the body shop estimate and a little bit more, but my neck has been really stiff and I’ve already missed a few days of work. My brother says I shouldn't sign anything without talking to a car accident attorney, but I'm scared a lawyer will just take 30-40% of the money and I'll end up with less. Has anyone dealt with this? Is the first offer usually a lowball, or should I just take the money and run?