So I got rear-ended last week and my car is pretty much totaled. The other driver's insurance company called me today and offered a settlement that covers the blue book value of my car plus about $2,500 for my 'pain and suffering' because my back has been acting up. My brother keeps telling me I'm being lowballed and should call a personal injury attorney, but I'm worried a lawyer will just take 30% of everything and I'll end up with less in my pocket anyway. Has anyone dealt with this? Did a lawyer actually get you more than what was originally offered, or should I just take the check and move on?